My Kiva experience has so far been good. I’ve made 12 loans, two of which have already been repaid, and I have no delinquencies so far. Repayments have replenished my available capital. Today, I put that capital back to work, making a new Kiva loan. This one goes to Make+Matter, a three-person design collaborative and retail store in Pittsburgh. Each of the designers has her own line of eco-friendly clothing and textiles. And they sublease portions of the store as a sort of pop-up for other designers, in order to supplement their revenues. That leaves with me $0.66 in credit, so it likely will be another five or six months minimum before I make my next loan.